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Home / Deposit Services / Share Certificates & IRAs
 Share Certificates & IRAs    
 

Share Certificates offer you great flexibility!

  • Certificates available for investments of $1,000
  • IRA Certificates for as little as $500
  • Youth/Student Certificates for as little as $100
  • Terms from 90 days - 5 years
  • Bonus rates up to .20% on certificates of $10,000+
  • Savings insured to $500,000, IRAs to $750,000,
    by NCUA & private ESI insurance. Click to learn more about NCUA .
  Share Certificates
Non-Club Members, Youth, and all certificates under $10,000
E-Club &
Advantage Club

Certificates of $10,000+ Includes .10% Bonus
Sterling Club
Certificates of $10,000+ Includes .15% Bonus
President’s Club
Certificates of $10,000+ Includes .20% Bonus
TERM RATE APY RATE APY RATE APY RATE APY
90 DAY .20% .20% .30% .30% .35% .35% .40% .40%
180 DAY .30% .30% .40% .40% .45% .45% .50% .50%
1 YEAR .50% .50% .60% .60% .65% .65% .70% .70%
2 YEAR .90% .90% 1.00% 1.00% 1.05% 1.05% 1.10% 1.11%
3 YEAR 1.24% 1.25% 1.34% 1.35% 1.39% 1.40% 1.44% 1.45%
4 YEAR 1.44% 1.45% 1.54% 1.55% 1.59% 1.60% 1.64% 1.65%
5 YEAR 1.64% 1.65% 1.74% 1.75% 1.79% 1.80% 1.84% 1.85%
23 Month Special 1.49% 1.50% 1.49% 1.50% 1.49% 1.50% 1.49% 1.50%

* Annual Percentage Yields (APYs) are accurate as of July 28, 2010 . Rates may change before the account is opened. Fees may reduce earnings and early withdrawal penalties may apply. Community Financial Fee Schedule.

For additional account information please see our complete disclosure.

 

 
 
 

Community Financial Members Federal Credit Union, P.O. Box 8050, Plymouth, Michigan 48170-8050
National Credit Union Administration (NCUA) Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. Your savings also privately insured for an additional $250,000 by Excess Share Insurance Corporation (ESI). ESI is a subsidiary of American Share Insurance. Equal Housing Lender. Community Financial 2007