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| Home / Deposit Services / Share Certificates & IRAs |
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| Share Certificates & IRAs |
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Share Certificates offer you great flexibility!
- Certificates available for investments of $1,000
- IRA Certificates for as little as $500
- Youth/Student Certificates for as little as $100
- Terms from 90 days - 5 years
- Bonus rates up to .20% on certificates of $10,000+
- Savings insured to $500,000, IRAs to $750,000,
by NCUA & private ESI insurance. Click to learn more about NCUA .
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Share
Certificates
Non-Club Members, Youth, and all certificates under $10,000 |
E-Club &
Advantage
Club
Certificates of $10,000+ Includes .10% Bonus |
Sterling
Club
Certificates of $10,000+ Includes .15% Bonus |
President’s
Club
Certificates of $10,000+ Includes .20% Bonus |
| TERM |
RATE |
APY |
RATE |
APY |
RATE |
APY |
RATE |
APY |
| 90 DAY |
.20% |
.20% |
.30% |
.30% |
.35% |
.35% |
.40% |
.40% |
| 180 DAY |
.30% |
.30% |
.40% |
.40% |
.45% |
.45% |
.50% |
.50% |
| 1 YEAR |
.50% |
.50% |
.60% |
.60% |
.65% |
.65% |
.70% |
.70% |
| 2 YEAR |
.90% |
.90% |
1.00% |
1.00% |
1.05% |
1.05% |
1.10% |
1.11% |
| 3 YEAR |
1.24% |
1.25% |
1.34% |
1.35% |
1.39% |
1.40% |
1.44% |
1.45% |
| 4 YEAR |
1.44% |
1.45% |
1.54% |
1.55% |
1.59% |
1.60% |
1.64% |
1.65% |
| 5 YEAR |
1.64% |
1.65% |
1.74% |
1.75% |
1.79% |
1.80% |
1.84% |
1.85% |
| 23 Month Special |
1.49% |
1.50% |
1.49% |
1.50% |
1.49% |
1.50% |
1.49% |
1.50% |
* Annual Percentage Yields (APYs) are accurate as of
July 28, 2010
. Rates may change before the account is opened. Fees may reduce earnings and early withdrawal penalties may apply. Community Financial Fee Schedule.
For additional account information please see our complete disclosure.
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