Platinum VISA Card
Choose Platinum VISA when you’re looking for convenience and affordability. This card offers:
- A Low Variable Rate
- Credit limits of up to $20,000
- A Points2U Program for travel & merchandise
- Toll-free Concierge Service
- Internet Access 24/7
- Local customer service
- Apply Online
Platinum VISA Points2U Program
With the Points2U Program you earn one point for each purchase dollar charged on your Platinum VISA (cash advances are not included). Redeem points anytime for airline tickets, hotel vouchers, rental car vouchers, gift cards and more. Platinum VISA cardholders can check their scorecard status at https://www.points2u.com/index.asp
With a Community Financial VISA you’ll have worldwide acceptance and local support in case you have questions or concerns. Please refer to the consumer information below.
Annual Percentage Rates
for Purchases
Platinum Visa
10.74% - 18.00% APR*
|
Other Annual Percentage Rates
Balance Transfer APR: 10.74% to 18.00%
Cash Advance APR: 10.74% to 18.00%
Penalty APR: 18.00% See
explanation
below*
Finance charges on cash advances charged from posting date
|
| *If at any time you fail to make the Minimum Payment Due as shown on each statement by the Payment Due Date for any two months in a six month period, the APR will increase to 18.00%. |
| Grace Period for repayment of balances for purchases |
At least 25 days if the New Balance is paid in full by the Payment Due Date. |
Balance calculation method |
Average daily balance method , including new purchases. |
Annual fee |
None |
Minimum Finance Charge |
$0 |
Other fees |
Late Payment Fee:
$30
Over the Credit Limit Fee: $30
International Transaction Fee: 1% on the converted U.S. dollar amount of all transactions occurring outside the United States.
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* This information is accurate as of July 1, 2009 and is subject to change after that date. You should contact Community Financial for any change in the rate
at (734) 453-1200, or (877) 937-2328, toll free. .
Giving You Piece of Mind 
All Community Financial VISA cards give you the security of VISA's Zero Liability Policy.Your cards are covered if they are ever lost or stolen.
Plus you can add a level of online security to your Community Financial Visa by registering it with Verified by Visa. Learn more at this Verified by Visa Demo
To prevent ID Theft, Community Financial closely monitors foreign transactions. If you are planning to travel abroad please let us know; this will assure your Visa transactions are process smoothly.
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