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| Home / Deposit Services / Deposit Rates |
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| Deposit Rates |
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|  Deposit Rates
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| Savings Accounts |
Minimum to Open
|
Minimum to Earn Dividends
|
Rate |
APY |
Basic Savings
|
$5 |
$300 |
.29% |
.30% |
Youth Savings
|
$5 |
$0 |
.29% |
.30% |
Holiday Savings
|
$5 |
$0 |
.29% |
.30% |
Super Saver
|
$1,000 |
$1,000 |
.49% |
.50% |
IRA Savings
|
$5 |
$0 |
.49% |
.50% |
| Checking Accounts |
Minimum to Open |
Minimum to Earn Dividends |
Rate |
APY |
| Free Checking |
$5 |
N/A |
N/A |
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| Basic Checking |
$5 |
N/A |
None |
None |
| Free Student Checking |
$5 |
N/A |
None |
None |
| Checking Plus |
$2,500 |
$2,500 |
Rates as high as 1.69% call for tiers. |
APYs as high as 1.70% call for tiers. |
| High Yield Checking |
$5 |
$0 Rates are blended and vary with balance |
Less than $10,000:
.19%
More than $10,000:
1.34% |
Less than $10,000:
.20%
More than $10,000:
1.35% |
| Money Market Accounts |
Minimum to Open and Earn Dividends |
Rate |
APY |
| Money Market Account |
$5,000 |
0.59% |
.60% |
| Asset Management Account |
$20,000 |
.74% |
.75% |
| Prestige Asset Management |
$50,000 |
0.94% |
.95% |
| Select Money Market Account |
$100,000 |
3.05% |
3.10% |
| Premier Money Market Account |
$250,000 |
3.15% |
3.20% |
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Certificates & IRA Certificates
Non-Club Members and Youth Certificates |
E-Club &
Advantage
Club
Certificates & IRA Certificates
Includes .10% Bonus |
Sterling
Club
Certificates & IRA Certificates
Includes .15% Bonus |
President’s
Club
Certificates & IRA Certificates
Includes .20% Bonus |
| TERM |
RATE |
APY |
RATE |
APY |
RATE |
APY |
RATE |
APY |
| 90 DAY |
1.79% |
1.80% |
1.89% |
1.90% |
1.94% |
1.95% |
1.99% |
2.00% |
| 180 DAY |
1.89% |
1.90% |
1.99% |
2.00% |
2.04% |
2.06% |
2.09% |
2.11% |
| 1 YEAR |
2.77% |
2.80% |
2.87% |
2.90% |
2.92% |
2.95% |
2.97% |
3.00% |
| 1 YEAR BUMP |
2.62% |
2.65% |
2.72% |
2.75% |
2.77% |
2.80% |
2.82% |
2.85% |
| 2 YEAR |
2.58% |
2.61% |
2.68% |
2.71% |
2.73% |
2.76% |
2.78% |
2.81% |
| 2 YEAR BUMP |
2.43% |
2.45% |
2.53% |
2.55% |
2.58% |
2.61% |
2.63% |
2.66% |
| 3 YEAR |
2.77% |
2.80% |
2.87% |
2.90% |
2.92% |
2.95% |
2.97% |
3.00% |
| 4 YEAR |
2.97% |
3.00% |
3.07% |
3.11% |
3.12% |
3.16% |
3.17% |
3.21% |
| 5 YEAR |
3.16% |
3.20% |
3.26% |
3.30% |
3.31% |
3.35% |
3.36% |
3.40% |
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* Annual Percentage Yields (APYs) are accurate as of
October 1 , 2008
