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ACCOUNTS FOR YOUNG ADULTS AGE 18+

Welcome to adulting. Can we help make it easier?

Ok. Getting out on your own can be... a little intimidating. We get it. That's why we’re here to help ease you into the whole deal. Whether you’re looking for a scholarship, your first adult car, a real-deal bank account, or just help planning your financial course, we can help you figure it out. No judgements. No stuffy legal-ese. Just the info you need—from someone who’s been there.

Why do we do what we do? Because You Are Enuff™

As a for-impact financial institution, we’re dedicated to putting the success of our members, and the Michigan communities we serve, first. No matter who you are, or what you came from, you Belong here. Learn more about our for-impact purpose.

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CloseEnuff™ Checking

Checking that actually boosts your cashflow!

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High Yield Savings

Fire up your savings with 10% APY* interest

Scholarships

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Scholarships that invest in you

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Free Financial Counseling & Wellness

You may be on your own, but you’re not alone.

Got questions about money stuff? We're here to help. As a member, you get free financial counseling to help answer questions, plan your next move, and guide you to the right path for your goals. And because You Are Enuff, we’re also supporting you with free access to digital wellness tools that can help you learn and earn along the way.

Loans for Young Adults

Dreams built here

We understand the unique challenges young adults face when building credit and trying to get ahead. So we’ve built loans designed to address your needs and help you get where you’re going.

When you Belong here, good things happen

What can we help you with?
  • Private student loans
  • Student loan refinance
  • First-time Auto loans
  • Credit cards that do good

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Grow Your Change Round Up Savings

Flip your spare change into savings

Save automatically with everyday purchases on a Community Financial Debit Card. We’ll round up the amount of daily transactions to the nearest whole dollar and transfer that change from your CloseEnuff checking account to your chosen Grow Your Change savings account!

Contact Us

Need a hand getting set up?

All good. We’re here to help!

Call our Care Center

Have a question or need a little guidance? The friendly folks in our Michigan-based Care Center are here to help!

Book an Appointment

We’ll meet you on your terms. Schedule an appointment via phone, zoom meeting, or in a branch!

Find a Branch

See all the communities we serve across our great state of Michigan. Stop in, we’ll be happy help!

Use Digital Banking

If you’re already a member, you can set up and manage some features of your child’s accounts right from our digital banking portal and app!

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Kids, Teen & Young Adult Services

Whoa... too much, too soon?

Not a member yet?

What We Do

Making Impossible Dreams come true on the daily.

Wherever you are on your financial journey, you Belong here.

* APY is Annual Percentage Yield (APY). Early withdrawal penalties and other fees may reduce earnings. Rates are subject to change at any time. Community Financial Credit Union membership is required. For more information see cfcu.org/disclosures.