IRAs
The earlier you start saving for retirement the better off you will be in the long run. Community Financial makes it easy, we offer IRA Savings or Certificate Accounts that can be opened with a minimal amount and are insured by the NCUA & private ESI insurance.
Explorer. Planner. Pioneer Investor.
Professor “Bob” finds belonging with IRAs and Retirement.
If you’re reaching for the retirement stars, you Belong here. Because our smart IRAs and experienced, local investment professionals can help bring those sky-high financial goals closer to your reach.
IRA Certificates of Deposit
Any Community Financial certificate of deposit can be opened as a Traditional, Roth or Educational IRA for as little as $100.
| Special Certificates of Deposit | |
| Effective Date: Thursday, May 15th, 2025 | |
| Dividend Rate | APY* as high as |
| 8 Month Certificate | |
| 3.50% | 4.00% |
| 23 Month Certificate | |
| 3.70% | 3.75% |
| Wire transfer fees up to $50 will be waived. | |
| *APY= Annual Percentage Yield. Minimum to open: $100. Fees may reduce earnings; subject to penalty for early withdrawal. Please call (877) 937-2328 for additional rates & terms. Initial base rate of 3.5% Rate will increase to 4.0% after the first two months if a minimum direct deposit of $100 is deposited monthly into a checking account. Rate of 3.5% will remain in effect if a minimum direct deposit of $100 per month is not deposited into a checking account. Please call (877) 937-2328 for additional rates & terms. | |
IRA Savings Accounts
- Only $5 to open*
- Easily build your retirement savings with automatic deposits
- No minimum to earn dividends
- $3 monthly fee if balance is below $300
- View all deposit rates
Call (877) 937-2328 to discuss which IRA is right for you.
*Consult a tax advisor before opening
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