Give Your Budget a Break
Could you use a break from your loan payment? Even if you’ve planned your budget out, you never know when something unexpected will come along.
As a valued member, you may be eligible to skip up to two loan payments on your qualifying Community Financial loans during a calendar year, freeing up cash when you need it.
Athletic. Agile. Ready for an assist.
Coach “Bob” finds belonging with Skip-a-pay.
If you want the freedom to mix up your payment strategy, mid-game, you Belong here. Because with Skip-A-Pay you can give your loan a break when the unexpected happens… and keep your money game moving toward the goal.
Open an Account
For a $35 processing fee (per Skip-A-Pay request), you may request to skip up to two payments during any calendar year, but not more than two during any 120-day period. You may pay the fee by check or by authorizing us to debit your Community Financial savings or checking account.
Please note that interest will continue to accrue on the loan during the period in which a payment has been skipped, which will increase the total finance charge paid. As a result, your final scheduled loan payment will be higher.
Qualifying loans include the following:
- New & Used Auto Loans
- Signature Loans
- Recreational Vehicles, including Boat, RV, and Powersports
The loan must also have been open for at least 90 days and must be no more than 29 days delinquent at the time of your Skip-A-Pay request.
In order to properly skip a loan payment, all requests must be processed and approved at least five business days prior to the payment you are requesting to skip.
Get Started:
To skip a payment, log in to our digital banking platform or download or digital banking app, and then look for Skip-A-Pay in the menu options.
You can also skip a payment by visiting any of our branch locations, or by calling our Care Center at (877) 937-2328.
Skip-A-Pay Agreement
Skip-A-Pay Program Details
Athletic. Agile. Ready for an assist.
Coach “Bob” finds belonging with Skip-a-pay.
If you want the freedom to mix up your payment strategy, mid-game, you Belong here. Because with Skip-A-Pay you can give your loan a break when the unexpected happens... and keep your money game moving toward the goal.
Call our Care Center today!
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