Community Financial Credit Cards
Low-rate, high-reward credit cards with no annual fees for a truly rewarding experience!
Card Activation & PIN
To activate your credit card, please call (800) 631-3197 from your primary phone number.
To create or change your PIN number, please call (888) 886-0083 from your primary phone number.
We’re rewarding you for rewarding yourself!
Travel and entertainment spending is your ticket to a statement credit or a big boost in points this spring!
Going places? You can get points for that! It doesn’t matter where you end up, what you do there, or if you even go anywhere at all; your travel and entertainment credit card spending earns extra until June 30! That includes major airlines, car rentals, hotels, resorts, cruise lines, travel agencies, and all the attractions, exhibits, and parks that you can make time for! You don’t have to get away to get in on the bonus rewards either. Movies, music, member clubs, video games, golf, and even aquariums and zoos count towards your statement credit or boosted points!
Platinum Rewards Mastercard®
Earn 2X points on qualified purchases, up to 1,500 bonus points!
World Mastercard®
Earn 3X points on qualified purchases, up to 2,000 bonus points!
Platinum Mastercard®
Earn a $10 statement credit for $1,000 in qualified spending, or a $15 statement credit for $1,500 in qualified spending!
Platinum Mastercard Credit card holders can earn a statement credit for purchases made at airlines, on car rentals, on hotels, and on amusement/entertainment made between April 1st-June 30th, 2025. Limit one statement credit per qualifying cardholder. $10 statement credit for $1,000 in qualifying spending, $15 statement credit for $1,500 in qualifying spending. Statement credit will be on the cardholders monthly statement and applied by August 2025. Platinum Rewards Credit card holders can earn additional points for purchases made at airlines, car rentals, hotels, and on amusement/entertainment made between April 1st-June 30th, 2025. Qualifying purchases will receive 2X points with a cap of 1,500 points. Once cap is met, member will earn normal 1X points. Member will see their additional earned points within 1-3 business days of transaction through digital banking. World Mastercard Credit card holders will earn additional points for purchases made at airlines, car rentals, hotels, and on amusement/entertainment made between April 1st-June 30th, 2025. Qualifying purchases will receive 3X points with a cap of 2,000 points. Once cap is met, member will earn normal 1.5X points. Members will see their additional earned points within 1-3 business days of transaction through digital banking.
Our Credit Card Options
Platinum Mastercard®
A simple, non-variable, and no-fuss card for building credit and taking care of the day-to-day.
Platinum Rewards Mastercard®
Hassle-free, but chock-full of rewards. Celebrate your spending just as much as your earnings.
World Mastercard®
Michigan is the best – but if your vacation takes you elsewhere, then do it in style.
Business Mastercard®
With supercharged points, the same old expenses are giving your business a bigger edge.
Benefits for all!
- No monthly, annual, or cash advance fees
- Easy card management through our digital banking app or web portal
- Digital wallet contactless payment, including Apple Pay® and Click to Pay
- Mastercard® Zero Liability Protection
- Mastercard® ID Theft Protection™
- Other handy security features, such as fraud alert texts
- Advanced controls for setting alerts and restricting usage
- Financial counseling and other learning resources
Your Card Supports...
Your credit card spending supports you, above all else! We’ve taken special care to offer credit card options that keep fees to a minimum while providing you with the best, most varied rewards possible.
Your credit card also supports Michigan, and our local communities. As a not-for-profit financial institution, we’ve dedicated ourselves to spreading care and inclusivity throughout our state. We want to make our shared areas a better place for all of us, and that’s being realized in many forms: educational support, housing initiatives, food banks, and a heck of a lot more.
Not to brag… but the full story of our local dedication is a good one. Our members are all Michiganders, after all. It’s a no-brainer to put them and the mitten state first!
Reimagined Rewards, Right Here
Use your new credit card for 10 purchases between 5/19 and 6/30 to earn extra bonuses!
Got a few rewards points burning a hole in your pocket? Put them to work, then! Community Financial credit card rewards are here, ready, and waiting for you to treat yourself. All that day-to-day spending you’ve already done now comes with a much wider selection of reward options! We could spend all day telling you about them here, but it’d be better if you took a look for yourself!
FAQ
Fraud Alert
Community Financial will never contact you asking for personal, account, or card information. Please do not give out sensitive information to anyone who contacts you.
We take the security of your account(s), information, and finances seriously. We will never call, text, or email you asking for personal or account information such as card number, PIN, security code, login information, etc.
If you believe that you’ve been contacted fraudulently or would like to confirm the legitimacy of any contact that you’ve received, please contact our Care Center at (877) 937-2328 or visit a branch location.
Disclosures
View the Community Financial Mastercard® Credit Card Rate Disclosure here.
View the Community Financial Mastercard® Cardholder Agreement here.
