Tuesday, September 13, 2022 Finding and closing on a home is a stressful process. From bidding wars to a lack of suitable properties, many hurdles can await hopeful homeowners. But when it comes to finding a new home during the back-to-school season, especially when you have kids 18 or younger in the family, it can add on additional stresses. In fact, according to the National Association of Realtors, 55% of buyers with children 18 or younger in the home believe the most difficult step is finding the right property because of the need for a neighborhood with convenient and quality schools nearby. If you’re in the market for a new home this fall, keep in mind the following tips and tricks to find your dream home without breaking the bank. Research Childcare Before Bidding For many buyers with young children, childcare expenses and finding the right daycare can not only delay the home-buying process, but also cause undue stress after moving in. Tuesday, May 10, 2022 When it comes to the process of purchasing your first home, excitement and nerves are completely normal. However, the challenges of being a first-time homeowner can feel intimidating—daunting, even—particularly for those moving on their own for the first time. Let’s take a look at a few guidelines and tips that can help take the stress out of the decision to purchase your first home. Your First Home Isn’t Usually Your Forever Home When it comes to the purchase of a new home as a real estate investment, many first-time home buyers tend to want the biggest house they can get. With thoughts of starting families or getting enough space for an existing family to grow, buying a house is one of the first times people tend to really plan out their lives 30 years in advance. Tuesday, June 23, 2020 Tuesday, January 21, 2020 Tuesday, May 7, 2019 Tuesday, February 26, 2019 About UsCareersBoard of DirectorsCommunity ImpactADA/ Web Accessibility CloseEnuff™ CheckingSavings AccountsMoney MarketsCertificates of DepositIRAsGrow Your Change Auto LoansBoat & RV LoansPersonal LoansBusiness LoansHome Equity LoansStudent LoansSkip-A-Pay PurchaseRefinanceFirst-Time HomebuyersMortgage Specialists Credit CardsCard Info & DisclosuresFraud Protection Youth ServicesStudent-Run CUGreenlightYoung Adult ServicesScholarshipsCloseEnuff™ Student Checking Community ImpactRelentless Care FoundationChoose The BearBlog Archive
What makes spring so well-suited for house-hunting? Let’s take a deeper look at the sell-in-the-spring rule so you can make an informed decision about when to put your home on the market.
First, be sure to have an inspection contingency included in your contract. A professional home inspection can save you a ton of aggravation and thousands of dollars in the long run. The inspector will carefully examine the entire house, checking its systems, structure and equipment for functionality and potential problems.
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Finding a Home During the Back-to-School Season
Steps to Buying Your First Home
All You Need to Know About Closing Costs
With stay-at-home orders being gradually lifted, realtors have started work back up in many states. So if you’re in the market for a new home, don’t forget to budget for closing costs! This includes all fees and charges incurred while officially transferring a property from one owner to another.
Here’s all you need to know about closing costs:
All You Need to Know About Home Loans
If you’re in the market for a new home, you’ll likely need to take out a home loan or mortgage. Let’s take a closer look at this product and its application process.
What is a home loan?
A home loan enables you to buy a home without having to pull all the cash directly from your pocket at the time of purchase. You’ll need to make a down payment, which is typically between 3.5-20% of the home’s value, along with closing costs and some other fees. The home loan will finance the rest. You’ll then repay the loan, along with interest, generally over the course of 15 to 30 years.
When Should I Put My House on the Market?
If you’re thinking of selling your home, think spring. That’s because the season of blossoming flowers and gentle breezes has traditionally held the designation as the best time of year to sell a home. Before you start prepping your home for a photo shoot, take a moment to consider your particular circumstances and needs.
7 Reasons Not to Skip a Home Inspection
Shopping for a new home can be an exciting blur of listings, neighborhood scouting and open houses. There’s so much to consider! You want a house in the perfect neighborhood with that gorgeous kitchen and great yard, all within your budget. And then, it all finally comes together and you think you’ve found your dream home. But don’t go “under contract” just yet!
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