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Create a physical list of every part of your home you plan on attacking. Next, divide the chores according to the amount of time you estimate it will take to clean them. Make smaller sub-lists of 3-hour jobs, 1-hour jobs and 15-minute jobs. Post your lists in a place you’ll often see. This way, when you have spare time, you can find the right big or small job to tackle at a glance.
The only thing standing between you and your dream home is finding piles of cash for funding it, right? Maybe not. Lucky for you, you don’t need to spend a fortune this spring to give your house a new look. Read on for our list of home improvement hacks and learn how to upgrade your home on a budget.
Students at West Middle School in Plymouth are learning budgeting basics! Students in the 7th and 8th grade Life Management Education (LME) course participate in Mad City Money, a reality simulation designed to engage students in making money-smart adult choices.LME students rotate to different stations to choose their
life essentials (food, clothing, transportation, etc.).
Students begin Mad City Money by choosing a profession with a set salary. After they learn about credit card debt, student loan payments, and setting a monthly budget, they are tasked to choose their transportation, housing, child care, home essentials, food, clothing, etc. The goal is for students to build a monthly budget with $100 left in their checking account. Here are some pictures of West Middle School 7th and 8th grade LME students participating in Mad City Money.
Victims might have their accounts emptied, their identities stolen, or they may even find themselves facing jail time for money laundering charges. Protect yourself from employment scams by holding up any job you’re considering against this list of red flags:
1. You’re carrying a credit card balance from month-to-month
If you have a high credit card balance and you’re paying just the minimum each month, you can end up carrying this balance for years while paying a lot in interest. You might also be tempted to make more purchases on this card since it already has a balance.
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Easy Spring Cleaning Tips
The sun is shining, the birds are chirping, the flowers are blooming—and your cluttered closets are calling. That means it’s time to roll up your sleeves and whip your home into shape! Use this handy list of creative cleaning hacks to banish those dust bunnies without spending a fortune on organizers and cleaning solutions. Plus, you’ll be doing your part to help keep the planet green by skipping over those toxic cleansers this year. Let’s get started!
Home Improvement Hacks
You’ve finally finished scrubbing and purging your home from top to bottom in honor of spring. And now, with every surface, closet, and room sparkling clean, you’re starting to see all the areas that could use a facelift. Maybe you’re hankering after a complete kitchen makeover. You might be dreaming of a fresh coat of paint for your bedrooms. Or maybe your window treatments are in desperate need of an overhaul.
School Spotlight: West Students Learn Budgeting Basics
8 Ways to Spot a Job Scam
If you’re in the market for a new job, or you’re looking for extra part-time work, be careful. The Federal Trade Commission (FTC) is warning of a surge in employment scams of every kind.
7 Signs You're Living Beyond Your Means and How to Fix Them
In the age of plastic spending and mobile payments, it’s easier than ever to buy stuff you can’t pay for right away while supporting a lifestyle you can’t really afford. Let’s take a look at seven red flags that might mean you’re living beyond your means and the steps you can take to get back on track.
Free CFCU Resources for Financial Literacy Month
Did you know that April is Financial Literacy Month? It's a great time to focus on your finances and evaluate which areas could use some help. Financial Literacy Month focuses on raising public awareness about financial literacy and the need for financial education at a time when the need is high. Here are some stats about where Americans currently are with their finances:
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