Tips for Utilizing Skip Payments

As the holidays move closer, loan payments may seem daunting. That’s why Community Financial’s Skip-A-Pay program is here to put some extra cash back in your wallet when money gets tight! As a valued member, you may be eligible to skip up to two loan payments on your qualifying Community Financial loans during a calendar year*, freeing up cash when you need it most.

Check out our tips for utilizing skip payments below to decide if skipping your payment is right for you:

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Black Friday/Cyber Monday Tips

At Community Financial we hate to see your money go to waste, and with Black Friday and Cyber Monday on the horizon, it’s more important than ever to make sure that your purchases are responsible and safe. From misleading advertisements to scams and fraud, there are plenty of ways your Black Friday shopping can go wrong. Before you brave the crowds (or the internet), we’ve put together a list of tips to help you score deals without putting your account in danger.

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School Districts Embrace Support from Community Financial

Chris Swanson, Maria Mitter, and John Dignan from the Wayne/Westland Consolidated School District accept a check at Wildwood Elementary.

For Community Financial, supporting teachers and school districts is an important part of our community initiative. Since 1999, Our Community Shares program has awarded local school districts up to $45,000 each year to help fill gaps in education programs throughout the regions we serve. In total, Community Financial has donated over $750,000 in 24 years to our partnering schools!

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Is Early Retirement an Option for You?

Picture this: It’s a Monday morning and you wake up naturally to the light coming through your window. It’s a Wednesday afternoon and you’re at home reading books to your grandchildren. It’s  Friday and you’re taking in the crisp fall air on a leisurely walk around your neighborhood. With early retirement, you can spend more time with family, enjoy your hobbies, and say goodbye to the 9-5 schedule with a permanent “stay-cation.”

However, early retirement isn’t one-size-fits-all. For many Americans, retiring early sounds like a pipedream. For others, it’s a medical necessity as health problems or family requirements take hold. Whatever the reason you may want to retire early, it’s important to get the facts and start planning early.

Let’s look at a few factors you should consider when deciding if early retirement is an option for you:

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Getting Ready for World Kindness Day

If you look around, you’ll see the world is full of joy and kindness. Have you ever witnessed someone going above and beyond for someone they don’t even know? How about something as simple as a rainbow after an afternoon of rain? These moments bring smiles to our faces and lift up our hearts. And since this November 13^th is World Kindness Day, now is the perfect time to think about how you can make someone smile!

Here at Community Financial, we’re getting ready for World Kindness Day by sharing our 5 favorite tips for sharing kindness in your community.

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#ThankfulThursdays are Back!

Welcome to November: the time of crisp autumn leaves, pumpkin spice everything, National Gratitude Month, and—our favorite of the bunch—Thankful Thursdays! #ThankfulThursdays are back this year and we’re excited to share this annual giving program with the community once again.

To help spread our gratitude for our members and communities alike, we are donating $60,000 in total during #ThankfulThursdays to help feed those in need! Every Thursday this November, we will be making donations to local food initiatives throughout Michigan who provide aid our community members.

This year, we are happy to partner with the following charitable organizations to bring much-needed food to our communities.

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