Tips for Retirees: Planning for a Single Retirement

Saving for retirement involves a lot of planning, calculations, and research for every adult. And while you may think retirement would be easier for unmarried individuals, who don’t have to plan for two, the process can still be complicated. Considering that the U.S. Census states that around half of Americans are reaching retirement without a spouse, it’s necessary that we make sure those single retirees are given the same tools to succeed. Thankfully, there are special strategies for retirement savings that can be helpful for those that retire single. 

Here’s what you need to know:

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Is Early Retirement an Option for You?

Picture this: It’s a Monday morning and you wake up naturally to the light coming through your window. It’s a Wednesday afternoon and you’re at home reading books to your grandchildren. It’s  Friday and you’re taking in the crisp fall air on a leisurely walk around your neighborhood. With early retirement, you can spend more time with family, enjoy your hobbies, and say goodbye to the 9-5 schedule with a permanent “stay-cation.”

However, early retirement isn’t one-size-fits-all. For many Americans, retiring early sounds like a pipedream. For others, it’s a medical necessity as health problems or family requirements take hold. Whatever the reason you may want to retire early, it’s important to get the facts and start planning early.

Let’s look at a few factors you should consider when deciding if early retirement is an option for you:

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Tips for Retirement: Staying Stress Free

Retirement comes with a lot of great benefits, like being able to sleep-in and spending your days exploring instead of sitting behind a desk. But just because you no longer need to get yourself dressed and out of the door for work every morning doesn’t mean you don’t have any stress.

Financial worries, family needs, health concerns and even boredom can cause stress after retirement. Not only does stress affect your mental health, but it also can wreak havoc on your physical health. High blood pressure, heart disease, fatigue and stomach issues are just some of the many health problems attributed to stress.

Taking some “me” time every day can help you relax and clear your mind so you are better able to take on what life is throwing at you.

Here are some stress-relief activities to help you get started:

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