In an increasingly-digital world, people use devices and technology for all sorts of things. Shopping, social media, finances, vacation planning, and everything in between. While increased accessibility to these outlets helps make things in our lives quick and convenient, having so much personal information online leaves us vulnerable to cyber criminals looking to make a quick buck.

Data breaches alone have exposed hundreds of millions of consumers to hackers, with almost 1.4 million complaints of identity theft in 2020 alone, according to the Federal Trade Commission (FTC). That’s more than $3.3 billion stolen by identity thieves in one year!

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As our world grows increasingly digitized, many consumers are banishing cash from their wallets and choosing other ways to pay. You may be thinking about following the masses by also getting rid of your cash. Or maybe you’re wondering if every transaction in the country will soon be digitized. Whatever the case, we have answered all of your questions about going cashless on a societal and personal level.

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As credit and debit card purchases become more prevalent than cash transactions, you may think that pulling out your plastic is more hygienic than paying for your morning coffee with cash. Think again! According to a 2019 study, the amount of bacteria living on the average credit card is about twiceas much as that on the average dollar bill. 

With COVID-19 still on the front of many minds, looking for a healthy, safe alternative to cash and cards should be a priority. Thankfully, Community Financial has the answer: Digital Wallets! With a digital wallet you can securely store your Community Financial debit or credit Mastercard in your phone and use it just like your physical card—but without the added germs! Below, we’ve compiled the top 3 reasons to switch over today.

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