In our digital world, passwords are as much a part of our lives as Netflix and Amazon. Keeping information stored in dozens of accounts across the web can make it easier to stay on top of your finances, order a new pair of jeans, or even schedule a dentist appointment. Unfortunately, passwords can be relatively easy for scammers to hack, opening the door for identity theft, credit card fraud, and more. Here’s where multifactor authentication (MFA) comes into play. As a means of securing your information, MFA provides an extra layer of protection for your accounts and sensitive data. 

Here’s all you need to know about MFA, how it works, and why it’s an important step in protecting your information. 

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A hologram of the face image on the bill: When held up to the light, the hologram on the bill should match the face on the front of the bill. Scammers will often bleach a lower denomination bill and try to pass it off as a bill of a higher denomination — but they can’t change the interior hologram. Check to make sure the face matches the one in the center of the bill to be sure it’s authentic.

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With states continuing to work toward reopening, as usual, scammers aren’t far behind. Keep your finances safe and watch out for these trending scams as the country continues to reopen:

Account Takeovers

Shorter hours and percentage-capacity rules mean many consumers are still shopping remotely. This leads to an increase in online retail scams like account takeovers, where scammers hack a company’s database to break into a customer’s account. Using the customer’s remembered payment information, the scammer goes on to place large orders to their own address — all on the client’s dime.

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